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Paying for Adolescent Treatment with UMR Insurance

According to the Office of Population Affairs, an estimated 49% of teens have struggled with mental health and/or substance abuse at some point in their lives ( Luckily, families with insurance by UMR may have some support. Stonewater Adolescent Recovery Center is dedicated to helping you or a loved one access best-in-class adolescent care with UMR insurance.

Understanding UMR Insurance

UMR offers coverage for mental and behavioral health services, including adolescent treatment for teens struggling with anxiety, depression, addiction, and other behavioral health concerns. Stonewater is not in-network with UMR, but you can still use your insurance to help with the cost of treatment in most cases.

All plans are different, but most require that subscribers pay a minimum deductible before they pitch in to help with treatment. In addition, subscribers are also often required to make co-payments on these services such as doctor visits, pharmacy costs, etc. Deductibles and copays help insurers feel confident that a subscriber truly needs care — and is not misusing their benefits. Insurance companies may also require prior authorization for this reason.

Verify Your Benefits — UMR Insurance

The best way to ensure that you have a clear picture of your coverage — and your financial responsibilities — is to verify your benefits. You can do this by calling your provider directly; or, you can let our team of experts do the work. Fill out our benefits form to provide the information we need to get started, and we’ll get back to you with a complete rundown of the way in which your insurance coverage may help support adolescent treatment at Stonewater. It’s as easy as filling out the form at the link below. Or, call our team to communicate the preliminary information over the phone.


stonewater adolescent addiction treatment

Help with Adolescent Treatment Financing

If your coverage from UMR insurance falls short of what you need, there are other options. Stonewater is proud to offer plans through Optimum Finance to help families finance adolescent treatment. Review your options and begin the application process HERE.

We can also help you brainstorm additional ways to cover the cost of adolescent mental health or substance use treatment. Your school district may pay a portion of a child’s treatment costs, if your treatment provider has an accredited school on site, like Stonewater does, for example. Or, you may want to consider reaching out to your church.

No matter the details of your situation, our team will walk you through your entire financial landscape, so that you have the information you need to make an informed decision.