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The Truth About Aetna Coverage for Adolescent Treatment & How to Find Help

Picture of Elizabeth Fikes By   ·  2 minute read
Oxford, MS Aetna Insurance

When it comes to taking care of our teens' behavioral health, figuring out insurance coverage can feel like solving a puzzle blindfolded. Aetna, a trusted insurance provider, offers support for adolescent treatment, but let's unpack the details together and explore how to find the right help for our teenagers.

What Aetna Covers

 

Aetna’s coverage for adolescent behavioral health treatment encompasses: 

  • Inpatient Care: If your son or daughter needs inpatient or residential treatment for mental health or substance abuse issues, this may be covered under your Aetna policy.
  • Therapy Sessions: Whether it's regular counseling or seeing a therapist, Aetna's coverage usually includes these vital sessions.
  • Medication Support: Yup, they've got your teens covered for prescribed medications that are part of their treatment plan.
  • Intensive Outpatient Programs: If our teens need a bit more than regular therapy, Aetna can chip in for structured programs offering intensive care.

One thing to remember! The coverage specifics may vary quite a bit depending on your plan and where you live. Co-pays, deductibles, and limits might play a role so keep those in mind. 

 

How to Unravel Your Coverage

 

Alright, let's tackle this together! Here's your action plan:

  • Check Your Policy: Dust off those insurance docs or dial up Aetna to dig into the nitty-gritty of what your plan covers. Every policy is different and making assumptions about your coverage could put you in a tight spot down the road. 
  • Ping Aetna: Chat with the friendly folks at Aetna. Seriously, they're there to help! They can guide you through your coverage and ease any confusion. 
  • Talk to the Pros: Reach out to treatment centers or therapists. They've got experts who know the insurance game and can help decode what Aetna's covering for your teen. Most treatment centers offer this as a free part of their admissions process. They will go over what your policy covers, may not cover, and can give you a general idea of what to expect. 

 

Where to Find Support – Both Personal and Professional

 

Seeking the right help for our teens is a journey worth taking, and here's how we did it:

  • Expert Advice: There are top-notch treatment guides within your community.The family doctor, school counselors, and local treatment centers can all offer professional advice and referrals that will best fit the needs of your teenager. 
  • Research Time: Take the time to do your research. Whether via phone calls or the internet, due diligence on treatment centers can make all the difference in the world. Make sure they are aetna-friendly and offer what your loved one needs. 
  • Community Connection: Online support groups and hotlines can be much needed lifelines during tough times, offering resources and comfort.
  • Advocacy: When we hit insurance roadblocks, we lean on mental health advocates who know the ropes. 

 

Wrapping Up

 

Navigating Aetna’s coverage for teen behavioral health treatment can feel like a rollercoaster ride. But understanding your policy, connecting with Aetna member services, and talking with treatment centers can make a world of difference. 

Remember, while insurance matters, our priority is our teen's well-being. Explore, seek advice, and be the champion for your amazing teen's mental health.

If you're feeling lost in the maze of insurance or treatment options, don't hesitate to ask for help. Call Stonewater Adolescent Recovery Center today. Our professional admissions counselors can answer all your questions.